The AL&CIA Architecture™

Based on the Good Ancestor philosophy, our architecture faces risk complexity with structure complexity, aimed to isolate risk through layers made to shield and protect Families Heritage for the very long-term.

The Structure That Protects, Empowers, and Sustains

The AL&CIA Architecture™ is a fiduciary and financial framework that separates risk, preserves family control, and sustains growth across generations.

Abstracting its structure conceptually, it is built on three harmonized layers:

The Foundation Layer — The Protector

- Holds the veto faculty to ensure family control across generations.
- Acts as the moral and legal guardian of long-term intent.

The Shield Vehicle Layer — The Family Core

- Holds the family’s real estate and strategic assets under fiduciary protection.
- Generates stable income while remaining legally untouchable.

The Capital Management Layer — The Engine of Growth

- Manages liquidity through SPVs and Trusts under AL&CIA Capital Management.
- Applies the Barbell Strategy.
- Investors and creditors engage only with this operational layer — never with shielded holdings.

Outcomes:

Families preserve and grow their legacy.

Investors access audited, resilient portfolios.

Creditors lend securely through trust-backed guarantees.

Governance continuity is built into every structure.